Pension Release

If you are aged 55 or over, with a UK pension and have a need for extra money, then you could unlock a cash lump sum from your pension fund.

What is Pension Release

Pension Release, or Pension Unlocking, is when you access a tax free cash lump sum from a pension fund earlier than your normal retirement date. You could release up to the maximum tax free cash that is allowed, usually 25%, using the balance to take a regular income, or perhaps invest for the future.

It may be able to release more money from an old occupational/company pension scheme, or if Triviality Rules apply.

Do I Qualify?

If you are aged 55 or over, with an old company or personal pension that you are not receiving, Pension Release may be an option for you. Complete our simple enquiry form now and find out if you could access some much needed cash from your pension.

What are the risks?

Pension Release applies to UK company and personal pensions only. Unlocking your pension benefits early may significantly reduce your pension income at retirement and you may not have enough income to meet your needs later in life. Therefore this service is only suitable for a limited number of people and circumstances. Pension Unlocking should not be used as an easy option for raising cash as the main purpose of a pension is to provide you with an income at retirement.


Fill in your details below to start your FREE no obligation Pension Release enquiry.
Title
First Name	Surname

Address Line 1

Address Line 2:	Town/City

Postcode	Date of Birth

Email Address

Telephone Number

I am not receiving benefits from my pension
I have a need for cash
I have a company or personal pension (we can not unlock your state pension)

By clicking submit you agree to the terms of our Privacy Policy.

Pension Release applies to UK company and personal pensions only. Unlocking your pension benefits early may significantly reduce your pension income at retirement and you may not have enough to live on later in life. This service is only suitable for a limited number of people and circumstances. Pension Unlocking should be used as the last resort for raising cash.

Independent Pension Specialists Ltd is an Appointed Representative of Buryfield Grange Ltd, which is Authorised and regulated by the Financial Services Authority.